GyanGram
ATTEMPT · SOCIAL JUSTICE · PRELIMS 2019
The Services Area Approach was implemented under the purview of
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The Services Area Approach was implemented under the purview of
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• Correct Answer: B
• The Service Area Approach (SAA) was introduced in 1989 as a modification of the Lead Bank Scheme to improve rural lending quality.
• Each bank branch is assigned a specific service area (group of villages) to meet planned credit needs.
• IRDP, MGNREGA, and NSDM are unrelated to the SAA framework.
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